https://www.cascarafp.com/blog daily 0.75 2026-04-03 https://www.cascarafp.com/blog/maximize-your-401k monthly 0.5 2026-04-02 https://www.cascarafp.com/blog/retirement-mistakes monthly 0.5 2026-03-25 https://www.cascarafp.com/blog/roth-ira-vs-traditional-ira monthly 0.5 2026-03-17 https://www.cascarafp.com/blog/what-does-a-financial-planner-do monthly 0.5 2026-03-17 https://www.cascarafp.com/blog/tag/Retirement+Planning monthly 0.5 https://www.cascarafp.com/blog/tag/IRA+Contribution+Limits monthly 0.5 https://www.cascarafp.com/blog/tag/Traditional+IRA monthly 0.5 https://www.cascarafp.com/blog/tag/Roth+IRA monthly 0.5 https://www.cascarafp.com/blog/tag/financial+planning monthly 0.5 https://www.cascarafp.com/blog/tag/Roth+Conversion monthly 0.5 https://www.cascarafp.com/blog/tag/financial+basics monthly 0.5 https://www.cascarafp.com/home daily 1.0 2026-05-02 https://images.squarespace-cdn.com/content/v1/685a1c4d98d087424356f258/3928ff10-0c3e-48f9-9ffc-de984595840a/IMG_4250.JPG Home - About Chris I built Cascara as a solo financial planning practice so every client relationship stays personal and consistent. When we work together, you always know who you’re talking to and why the advice fits your life. https://www.cascarafp.com/ongoing-holistic-planning daily 0.75 2026-03-17 https://www.cascarafp.com/faqs daily 0.75 2026-03-25 https://www.cascarafp.com/about daily 0.75 2026-05-02 https://images.squarespace-cdn.com/content/v1/685a1c4d98d087424356f258/3928ff10-0c3e-48f9-9ffc-de984595840a/Financial+Planner+in+Lake+Oswego About - Hi, I’m Chris Ramsby I'm the founder of Cascara Financial Planning, a fee-only fiduciary practice in Lake Oswego, Oregon. I've been working directly with clients on financial planning for 10+ years, getting my start in 2009. I started Cascara in 2026 because I wanted to run my practice the way I always thought it should be run. A small book of clients who actually get my attention. A commitment to fee only planning with a strong fiduciary standard, putting my clients needs above all else. No commissions. No products being sold to you. No advice that's been bent by what's in it for me. Most of the people I work with are professionals in their 30s and 40s, often in tech, healthcare, or education. They're earning well, thinking about what comes next, and want someone to tell them honestly whether they're on track or whether they're not. https://images.squarespace-cdn.com/content/v1/685a1c4d98d087424356f258/f3a9b5bc-4988-46c7-bcc0-89985d4c4f9a/michael-alan-bailey-__NT4eNTDUw-unsplash.jpg About - How I Help Clients As life evolves, financial decisions naturally become more complex. The people I work with are thoughtful and intentional; they come looking for clarity and perspective to ensure their decisions are aligned and moving in the right direction. My work is holistic and plan-driven, focusing on the full picture of your financial life. Together, we bring clarity to areas like: Buying or planning for a home Raising kids and balancing family priorities Managing and reducing debt Building confidence around investing Understanding whether you’re truly on the right path We’ll organize your finances, define clear priorities, and build a plan that connects today’s decisions to your long-term goals. The result isn’t just a list of recommendations, it’s a roadmap you understand and trust. https://images.squarespace-cdn.com/content/v1/685a1c4d98d087424356f258/00ff62c7-1dc9-416a-b2c6-d27908044eea/fineas-anton-EXz8mfBDnHw-unsplash.jpg About - What It’s Like to Work With Me There’s a quiet confidence that comes from seeing the full picture. In my work, I often see people feel more grounded once their financial life feels clear, connected, and aligned with what matters most to them. You can expect a process that is: Structured and thoughtful, with clear next steps Collaborative, built around your real life Transparent, so you understand the “why” behind every decision Grounded and judgment-free, no matter where you’re starting My goal is for you to walk away feeling confident, not just in the plan, but in your ability to make good financial decisions moving forward. Here's a recent example, lightly anonymized. A couple in their late 30s walked in feeling like they were behind. Combined household income over $300,000. Around $250,000 saved across their 401(k)s. Two kids, a college savings goal, plus an inherited IRA neither of them fully understood. They'd been aggressively saving, to the point of cutting back on trips, home projects, and time off they actually wanted to take. They came in wanting me to tell them what else they should cut. I told them the opposite. After running the numbers, they were already on track. The inherited IRA had distribution rules that were going to hit in a few years and needed to be planned around. Some of their 401(k) allocations didn't fit where they actually were in life. They could ease up on the savings rate, take the trip they'd been putting off, and still hit every goal they cared about. The point wasn't finding new things to cut. It was helping them see what they already had, and giving them permission to enjoy it. That's what most planning at Cascara looks like. The work isn't dramatic. It's running the actual numbers, explaining what they mean, and giving you something you can act on. https://images.squarespace-cdn.com/content/v1/685a1c4d98d087424356f258/476354c1-27ce-4a4d-a042-a7687448060b/XYPN_Advocate-Badge_Light.png About - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.cascarafp.com/schedule daily 0.75 2026-03-17 https://www.cascarafp.com/process daily 0.75 2026-03-17 https://www.cascarafp.com/contact daily 0.75 2026-02-06 https://www.cascarafp.com/asset-management daily 0.75 2026-03-17 https://www.cascarafp.com/hourly-project-planning daily 0.75 2026-03-17