Hi, I’m Chris Ramsby
Founder of and your personal planner at Cascara Financial Planning. I was born and raised in the Portland, Oregon area and I’m fortunate to still call it home today. Outside of work, I spend most of my time with my wife, our kids, and our dogs—usually outdoors enjoying all the beauty the Pacific Northwest has to offer. I value time with friends, being outside, and creating a life that feels balanced and intentional.
That perspective carries into my work as well: steady progress, thoughtful choices, and a plan that supports the life we actually want to live.
Who I Work With
I work with young professionals, families, and people navigating big financial moments—helping turn overwhelm into clarity and uncertainty into a confident plan forward.
Many of the people I work with are doing well on paper. They earn good incomes, they’re thoughtful, and they’re trying to make responsible decisions—but they’re unsure if they’re using their money in the right way or moving in the right direction. My role is to help bring structure, perspective, and calm to those decisions so your finances support your life, not compete with it.
Why I Started Cascara
I started Cascara because I wanted to offer something deeper than the traditional asset-management model.
Too often, financial advice focuses narrowly on investments, leaving bigger questions unanswered: Can we afford this home? Are we on track? What should we be prioritizing right now? What decisions actually matter most? Many people don’t even know what questions to ask—and that’s okay.
I wanted to work more closely with clients, to truly understand their lives, goals, and concerns—even when they’re unsure what they need. Cascara was built to provide thoughtful, comprehensive planning that meets people where they are and helps them move forward with confidence.
How I Help Clients
As life evolves, financial decisions naturally become more complex. The people I work with are thoughtful and intentional; they come looking for clarity and perspective to ensure their decisions are aligned and moving in the right direction.
My work is holistic and plan-driven, focusing on the full picture of your financial life. Together, we bring clarity to areas like:
Buying or planning for a home
Raising kids and balancing family priorities
Managing and reducing debt
Building confidence around investing
Understanding whether you’re truly on the right path
We’ll organize your finances, define clear priorities, and build a plan that connects today’s decisions to your long-term goals. The result isn’t just a list of recommendations—it’s a roadmap you understand and trust.
What It’s Like to Work With Me
There’s a quiet confidence that comes from seeing the full picture. In my work, I often see people feel more grounded once their financial life feels clear, connected, and aligned with what matters most to them.
You can expect a process that is:
Structured and thoughtful, with clear next steps
Collaborative, built around your real life
Transparent, so you understand the “why” behind every decision
Grounded and judgment-free, no matter where you’re starting
My goal is for you to walk away feeling confident—not just in the plan, but in your ability to make good financial decisions moving forward.
Proud member of XYPN!
As an XYPN advisor, I adhere to strict fiduciary standards. XYPN is the only turnkey advice and planning platform that makes it possible for fee-for-service financial advisors to build the independent firm of their dreams with complete autonomy.
